Soul Htite is the co-founder and CEO of Sino Lending, the world’s largest online loan broker. The company’s vision is to disrupt China’s traditional banking and loan sector with its restrictions and usurious rates of interest. Htite applies fintech to deliver greater financial freedom to Chinese families and small businesses. He is also one of the founders of US-based peer-to-peer loan broker Lending Club. Sino Lending is at the service of China’s 40 million underfunded small business enterprises.